Disibility Insurance

What is disability insurance?

Disability insurance (DI), sometimes referred to as income protection, is exactly that -protecting your ability to earn a living. If you become sick or hurt and unable to work, you'll receive payments based on your particular policies benefits while unable to work. This check will help you continue paying living expenses such as rent/mortgage, car payment, food, insurance, utilities, medical expenses and more.

Did you know?

Almost one-third of Americans entering the work force today (3 in 10) will become disabled before they retire.  (Social Security Administration, Fact Sheet Jan 2009)

Who needs DI?

If you depend on your ability to work and earn an income, you need disability insurance. If you cannot respond to, "Who will take care of your monthly expenses if you become sick or disabled and not able to work?" you need DI.