CANCER INSURANCE
(Not all product is available in every state)
Why Cancer Insurance? The Risk Is Real!
The American Cancer Society reports that Cancer strikes 1 in every 2 men and 1 in every 3 women in their lifetime in the United States. About 1,529,560 new cancer cases are expected to be diagnosed in 2010. Despite its rarity, cancer is the chief cause of death by disease in children under age 15.
The Hidden Cost of Treatment
Over 64 percent of cancer costs are non-medical and may not be covered by major medical insurance. These costs must be paid from some other source. A study of patients with major illnesses showed 96 percent of patients surveyed had hospital insurance, yet one-third lost their savings.
Your major medical insurance covers most of the direct charges such as hospital and physician bills, but not these hidden indirect costs:
- Loss of wages while caring for a family member.
- Loss of wages while you receive treatment.
- Everyday living expenses and bills.
- Child care for children at home.
- Home health care expenses.
- Transportation for non-local or specialized treatment centers.
- Experimental treatment.
- Meals eaten out or fast food for family at home.
- Hotel accommodations during non-local treatment.
Here's how it works
You use the money to meet your needs loss of income, house and car payments, transportation for treatment, other bills, etc. These are all expenses of cancer not covered by your major medical insurance.
Plus, you get these unique features
- Pays each individual on the policy an Annual Wellness Benefit for receiving a qualifying Cancer screening.
- Guaranteed Renewable for Life - you can't lose your coverage as long as you continue to pay your premiums.
- Pays actual charges - gives you 'inflation-proof' protection for some benefits.
- No Lifetime Maximum Limits for most benefits.
- Coverage is portable employees can keep the coverage if they change jobs.
410 Archibald Street, Suite 100
Kansas City, MO 64111
800-330-6223 (Toll Free)
816-841-3790 (Fax)